Mortgage Terms Incorporation Case Update: Alexander (“Property118 Action Group”) v West Bromwich Mortgage Company [2016] EWCA Civ 496

November 19, 2016

By Anis Waiz – Knights Professional Services Limited. This article will consider this key Court of Appeal decision as to mortgage terms and incorporation. The decision is likely to have much wider ramifications for lenders and indeed borrowers. “For the Lender to have the right to require repayment on one month’s notice at will would […]

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Online financial scams: how vulnerable are we?

March 28, 2016

There is a reasonable chance that most of us, at some point in our lives, will experience fraud, in one form or another. As technology continues to advance and we store more of our personal data on phones, tablets or digital storage platforms like the Cloud, we become increasingly vulnerable to hackers and scams. Whereas […]

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UK Government announces plans to force firms to reveal gender pay gap

February 19, 2016

In a move announced earlier this year by David Cameron, large companies will in 2018 be forced to disclose whether they are paying men more than women. Nicky Morgan, the Women and Equalities Minister, made the announcement on Friday 12 February 2016 that the Government would be looking to introduce new rules relating to the […]

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LJ Jackson calls for fixed costs to be applied to all claims valued up to £250k

January 30, 2016

Lord Justice Jackson has made another foray into the structure of the civil costs regime by arguing that fixed costs should apply to all claims valued up to £250,000. Jackson, who was instrumental in implementing the costs reformed that formed part two of the Legal Aid, Sentencing and Punishment of Offenders Act 2012, called on […]

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ELB Securities v Alan Love and Prestwick Hotels Limited – A Warning For Companies

October 8, 2015

In the appeal case of ELB Securities v Alan Love and Prestwick Hotels Limited, the owner of a hotel failed to overturn the decision of the court that its lease with a landlord ended on dissolution. The case will have significant implications for companies and company law. ELB Securities Limited was the owner of commercial […]

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European Court ruling regarding ‘travel to work’ could raise costs for business

September 14, 2015

A preliminary ruling by the European Court of Justice regarding the definition of ‘working time’ could raise costs for business, according to industry experts. The recent case of Federación de Servicios Privados del sindicato Comisiones Obreras (CC.OO.) v Tyco Integrated Security SL & Anor Case C-266/14 addressed whether hours spent travelling to and  from work […]

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4 Tested Ways To Find The Right Legal Training For Your Business Managers

September 14, 2015

Congratulations! You are one of the few savvy business owners that knows how important legal training is for business managers. Not many small and medium business owners pay enough attention to business law which is in fact a little funny because no business can operate out of the law or against the law. Business law is […]

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The UK Modern Slavery Act 2015 – Can corporate disclosure change the world?

September 3, 2015

This October, the UK Modern Slavery Act 2015 will come into force. The act introduces a number of measures relating to slavery and human trafficking, including measures that will affect businesses. Section 54 of the act requires all commercial organisations over a certain size, to make disclosure about what they do (or don’t do) to […]

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What’s Keeping Legal Experts Up at Night?

August 25, 2015

I recently met a senior legal advisor at a networking conference, and we got into an animated discussion about legal processes in the financial services industry. I casually remarked that he must have his hands full, given the legal reviews and assessments he makes due to the size of his organisation. He responded by saying […]

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Comply or Explain Better – Will Assessing the Quality of Explanations Lead to Better UK Corporate Governance?

May 11, 2015

Chairman of the Financial Reporting Council, Sir Winfried Bischoff, has recently made clear the body’s intention to focus its work on the quality of explanations made by companies that choose not to comply with the UK Corporate Governance Code. But will this lead to better corporate governance? This post looks at the reasoning behind comply […]

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